Tax & Benefit Outreach

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Tax Credits & Working Families

2008 National Report
2008 California Report
2007 District of Columbia Report
2008 Mississippi Report
2007 New York Report
2007 Ohio Report
2007 South Carolina Report
2007 Tennessee Report
2008 Texas Report

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Find a VITA Site Near You To locate a Volunteer Income Tax Assistance Program (VITA) site near you, call 1-800-829-1040 or the nearest CDF state office.

Home > Programs > Tax and Benefit Outreach > 2008 National Report: Total Dollars Lost to Tax Preparation Fees, Refund Anticipation Loans, and Refund Anticipation Checks

Total Dollars Lost to Tax Preparation Fees, Refund Anticipation Loans (RALs) and Refund Anticipation Checks (RACs) by State

Click on the map below and move your mouse over each state
for state-level information.
(Download this information in PDF format.)

Definitions:
Earned Income Tax Credit (EITC) = a federal tax credit designed to supplement the earnings of low- to moderate-income workers.
Refund Anticipation Loans (RALs) = high interest, short term loans issued by commercial tax preparers based on the filer's expected tax refund.
Refund Anticipation Checks (RACs) = a non-loan financial product in which an account is temporarily opened for taxpayers to receive their refund, although they do not received it any sooner than the IRS sends it.

Source: Internal Revenue Service SPEC Information Database, Tax Year 2005 (December 2007). CDF Calculations.

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